If you would like the option of spreading the cost of your order, speak to your local designer at your in-home design consultation and they will run you through all your options.
If you are happy to proceed, we will submit your finance application at your design consultation and be able to give you an instant answer if it was successful.
Once you have been accepted, you will need to pay the initial deposit to secure your order, but then have nothing else to pay until after your order has been installed.
We work with Hitachi Capital Consumer Finance to offer you competitive and secure finance options that offer you the perfect flexibility to suit your budget.
If you make extra payments it will reduce the amount of interest that you pay and may also reduce the time that it takes you to complete the agreement. You can make as many overpayments as you like either as regular monthly payments or as occasional lump sum payments.
No. You will still have to make the contractual payments shown in your agreement until you have paid the total amount you owe.
The easiest way to make extra payments is to visit our finance providers website, https://my.hpf.co.uk and follow the instructions. You can pay by debit card, credit card or by internet or telephone banking. Speak to the Hitachi customer service team on 0344 375 5500 for more details.
Successful applicants will pay a set monthly amount over a defined period of time (such as 120 months). Your agreement will be with Hitachi Capital Finance. The flexible plan is designed to give you the opportunity to make additional payments whenever you like, meaning you control how long you take to repay your balance. Thomas Sanderson Ltd is authorised and regulated by the Financial Conduct Authority (reference number 738098)
The interest and APR are calculated on the assumption that you will make each monthly payment on its due date over the full term of the agreement.
If you fail to make a monthly payment in full on its due date you will be in arrears and the total interest you will have to pay will be more than the amount stated in the agreement. You may also have a charge applied to your account, details of which can be found on the back of your welcome letter.